Car Credit
Car Credit
Purchase or easily renew your vehicle or your fleet!

Car Credit

BNI Car Credit allows new vehicle acquisition or fleet renewal to BNI Retail, Private and Corporate Customers, for a fixed interest rate of 16.16% per year. With the possibility of the insurance amount to be included in the financed amount in monthly and constant principal and interest installments.

Terms of 36 to 60 months.



  • Provide to the customers access to financing for these products, avoiding the immediate disbursement of their applications;
  • Monthly and constant principal and interest installments;
  • Fixed interest rate;
  • Broad target market;
  • Expanded deadlines.


How to subscribe

  • Go to a BNI Branch or ask your manager more information on how to enjoy the BNI Car Credit. We’ll be pleased to advise you with any questions and help you initiate the process;
  • Intended to Retail, Private, Corporate Customers or Sole Proprietorship.

Corporate and Sole Proprietorship:

  • Startup companies will be subject to a case-by-case analysis;
  • One year of activity minimum and being enrolled into BNI for at least 6 months;
  • Present the financial statements of the last 3 financial years or at least the last one available;
  • Opinion of the External Auditors or of the Company Board Directors;
  • Present the pro forma invoice.


  • Being enrolled into BNI for at least one year;
  • To have wages or domiciled incomes in BNI;
  • Present income proof;
  • Present wage domiciled declaration signed by the employer;
  • Present the pro forma invoice.


Why not to renew your vehicle or your entire fleet?


From 36 up to 60 months


Minimum amount



Máximum amount



Interest rate

From 16.16% nominal interest rate


How to subscribe

Send us a request through CONTACT FORM.


Contact our Contact Center by calll one of these numbers

+244 222 632 900

+244 222 632 910

or send an email to